This page contains virtually all you need to know about credit scores....
With Asset Based Lending the security comes first, credit is an important second, and income is less import. Most people deserve a better credit score. The system is unfair and error prone. The good news is that there are often very simple things that you can do that - if done right - can drastically improve your score, resulting in better rates, more borrowing power. You can check credit score impact on rate here.
To support our borrowers we partnered with Credit Justice Services, LLC. The mission of CJS is to promote and teach the importance and meaning of credit worthiness. CJS delivers advice on how to increase your score, and manages the removal of negative items that depress scores with proven, legal methods. We offer a full credit report and analysis for a mere $20.00. You'll know exactly where you stand, and what you can do. Highly recommended! You can order it here.
There is a lot of credit information out there, but really all you need to know are the basics below...
Credit Score Chart:
Credit Card Debt - This can increase credit scores quickly by adjusting balances:
How many points a negative trade line cost:
Chances of negative trade lines being removed:
This is based on the Date of Last Activity (DLA). All laws and chance of removal are based on this. There are no guarantees, but we do have database averages:
Order your credit report and analysis below. You will receive the analyst report and good faith estimate which will include the following:
No matter how good your credit is, you will be better informed, and know exactly where you stand.
If needed, we can help you remove inaccurate, negative items from your credit reports. The cost is $75.00 per item, flat fee, for all 3 credit bureaus. Items that can possibly be removed:
The entire process is professionally supported by our team of specialists who know the laws and reporting systems inside and out. You can monitor your progress online. Further information.
There will likely be first results within a few weeks, but the entire program takes 90 days - so don't delay if you need it! To get started, order your credit report and analysis here.
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