The Self-directed IRA
Mortgage investments can be made from a self-directed IRA. To be able to make any kind of self-directed investment you need an IRA with a self-directed IRA custodian, through an industry leader such as Equity Trust.
IRA Plans with checkbook control
By far the best structure is a self-directed IRA Plan with "checkbook control", offered through industry leaders such as Madison Trust or IRA Financial Group , where the annual service fee includes attorney support. IRA plans with checkbook control are easier to manage (no bureaucracies), and the annual cost is much lower (no transaction or processing fees). Recommended!
Traditional IRA and Roth IRA
You can have two options with respect to when you pay your taxes:
Flexible investment amounts and IRAs
We can often accommodate investments for less than the full amount needed with a pari-passu structure. In this case multiple investors fund only part of the funds needed, and still receive first mortgage security. It allows you to diversify, and/or match your investment amount with available cash.
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